Written by Roseanne Bradley,
9th September 2022

A recent study carried out by real estate broker MeilleurTaux reported that it takes an approximate of 13 years and 8 months to make the purchase of your principal residence profitable, when compared with renting.

The study, titled Buy or Rent (Acheter ou louer), bases the information on renting a space with an average surface area of 70 square metres and studies the market in 32 of the largest cities in France.

Northern France village

While the holding time for property to become profitable has increased in recent years, it remains to be entirely more profitable to own a home, than to rent.

In a recent survey we completed, we found that 16% of people who intend to purchase property abroad, plan to rent in France first. So, it makes sense to buy as soon as you can to save yourself money in the long term.

The way to do that is finding your perfect property as soon as possible. If you need help organising a viewing trip, Your Overseas Home can help. Head to our website today and download our free Viewing Trip guide.

On average, people in France spent approximately €851 euros to rent a house in 2021 and an average of €435 for a studio or one bedroom apartment.

Compare that with the average rent in the UK and it’s a no-brainer. According to the Homelet Rental Index, rents in the UK reached another record high to an average £1,143 per month in August 2022.

Whereas for homeowners, interest rates on French mortgages have been steadily falling since 2011, reaching historic lows in 2019. September 2020 rates averaged around 1.5% to 2.5%, and these rates can even be lower for low-risk buyers and high-net worth individuals.

Find homes in France via our property portal.

But, how else can you ensure profits in your French home?

Lemere, France I Lois GoBe I Shutterstock

  • Make use of your land

France is renowned for local farmers markets up and down the country. Why not take advantage of your green space and grow something to sell locally? If you’re green fingered, try your hand at growing seasonal fruit and vegetables.

  • Rent out part or all of your property on Airbnb

If you own a holiday home or ski property, why not let out the vacant property when you’re not there. You could earn up to €25,000 per year.

  • Rent your garden out to campers

Does your land or garden overlook the Alps or boast majestic views? You can make money by renting the land out to campers and gite organisations. It might not be much, but it gives you a second income.

  • Rent out your home as a filming location

Could you see James Bond dashing around your pool in pursuit of his latest villain? Or perhaps your home has a special quality or feature? If so, take some high-quality pictures of your home and post it on a location-renting site like Easy Spaces. You never know, your property could make its big screen debut sooner than you think.

Buying a House in France Guide.

Buying a property in France is extremely exciting, but it can be nerve-wracking: in what ways is the process different to the UK, how do you cope with the language difference, what fees should you expect and just who is the notaire? That’s why we’ve put together our France Buying Guide, to help you through the process, step by step.

Written by experts, it covers every stage of buying, from viewing to contracts and fees. Get your copy of the French Property Guide by simply filling in the form below.


  Impact of Brexit
  Find your property
  Ask the right questions
  Avoid losing money
  Avoid the legal pitfalls
  Move in successfully

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