Buying a home in France has seemingly forever been the dream of many British people. Now is still an excellent time to buy despite the pound suffering somewhat in recent weeks against the euro. House prices in the UK have soared giving many people more spending power and UK pension legislation is now far less restrictive than before with those of retirement age being able to source their money more freely and flexibly. Further, house prices in France have either remained stable or even in some areas reduced. There are small signs of property prices increasing however so the current market bodes well for all those wishing to buy in France now. It is still a buyer’s market in France with sellers having to be much more realistic than before about their property’s worth. In the vast majority of cases sensible offers are expected.

Finance - Regular Payments

It is still a buyer’s market in France with sellers having to be much more realistic than before about their property’s worth.

Working out your finances is key to stress free buying property anywhere abroad. A good tip is to let the tax office know in the UK that you are buying in France so any issues will be sorted out before moving. There is a double tax treaty between our two countries so you will not pay tax twice. Having said that, careful financial planning is vital and using the services of a recommended financial advisor a very good idea. It may, for example, be far wiser to apply for a French mortgage even if you have the cash for your purchase: there are some very low interest rates around now. This is where a financial advisor who specialises in both the French and UK tax systems can help.

Think about your income and savings and make both work for you. Smart Currency Exchange offer tip top advice on currency rates and will give you continual advice on when to change your sterling to euros, using regular forward contracts.

Careful financial planning is vital and using the services of a recommended financial advisor a very good idea.

Estate and inheritance planning are most important also. Since last August you are entitled to apply British law to your inheritance which is good news for many since the French system is far more restrictive in terms of to whom you can leave your estate. Making a will in France is vital and this will cover all of your assets whether in France, the UK or elsewhere. Again, this is where a competent financial advisor comes in. So many people are hazy about how the inheritance tax laws work in France and there is nothing like peace of mind to give you a good start to your life in France. Working out the basics before going out to look for your French home is the correct way to go about buying so that there are no nasty surprises when you move in.

Your Guide to Successfully Buying Property in France

Inside the France Buying Guide

The France Buying Guide covers every stage of the property buying process, sharing our experience and knowledge to ensure a safe and successful property purchase. The guide will help you to:


  Ask the right questions
  Avoid losing money
  Avoid the legal pitfalls
  Move in successfully

Download your free guide to buying abroad

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